Compliance Monitoring and Testing Program Manager

It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic ecosystem, developing unique financial products, including Afterpay/Clearpay, to provide a better way to send, spend, invest, borrow and save to our 50+ million monthly active customers. We want to redefine the world’s relationship with money to make it more relatable, instantly available, and universally accessible.

Today, Cash App has thousands of employees working globally across office and remote locations, with a culture geared toward innovation, collaboration and impact. We’ve been a distributed team since day one, and many of our roles can be done remotely from the countries where Cash App operates. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy.

The Role

You will support Block's compliance mission by working side-by-side with compliance, counsel, and business personnel to foster a culture of risk management. You will report to the  Compliance Monitoring and Testing Lead - Financial Crime and conduct monitoring and testing of Block’s control environment, operations and compliance programs. The scope of your work will include but will not be limited to testing compliance with BSA/AML/OFAC, Fraud, CAN-SPAM, ECOA, EFTA, E-SIGN, FCRA, GLBA, TILA, and UDAAP requirements and their associated risks. 

This role is 100% remote.

You Will

• Plan, scope, document, and conduct compliance testing and monitoring reviews across all business units, with a focus on financial crimes controls (BSA/AML/OFAC/ Fraud).
• Test the adequacy and effectiveness of the operating and control environment, including policies, procedures, processes and automated systems.
• Analyze control outputs and data performance using SQL (e.g., in Snowflake) to drive comprehensive testing and monitoring results.
• Complete process run through with business units and record all your fieldwork and documentation reviewed.
• Communicate your findings to key stakeholders and gain agreement for management actions plans.
• Complete report writing to formalize your findings.
• Track management actions plans for remediation and validation.         
• Develop an understanding of Block's business operations and compliance framework.
• Build understanding of compliance controls inserted throughout a product development cycle.
• Establish collaborative business relationships with product, engineering, data analytics/data science, and other compliance, audit, and testing functions.
• Calibrate with legal for the application of the laws to our business.
• Maintain knowledge of latest compliance risks and regulations.
• Work across the team to assist others with reviews.  

You Have

• 5 years of experience required in regulatory compliance testing and/or monitoring, advisory consulting,fraud & financial crimes oversight or internal audit.
• 4-year undergraduate degree (Bachelor’s Degree)
• FinTech or payment services experience.
• Experience in SQL/Snowflake or similar data platforms for data analysis.
• Experience leveraging data analytics/AI to streamline testing/monitoring execution.
• Experience building relationships and establishing trust and credibility with business leads.
• Experience working in, and highly effective within an ambiguous and rapidly changing environment
• Experience managing diverse assignments across business.
• Experience using Google Applications (e.g. Sheets, Docs, Slides) 
• Cryptocurrency experience
• Preferred relevant industry certifications:

  • Certified Anti Money Laundering Specialist (CAMS), Corporate Risk Manager Certified (CRMC), Certified Internal Auditor (CIA), Certified Fraud Examiner (CFE), Certified Information Systems Auditor(CISA), Certified in Risk and Information Systems Control(CRISC)

We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class. We also consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis.

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we’re doing to build a workplace that is fair and square? Check out our I+D page.

Block will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and “fair chance” ordinances.