
Teens are getting access to financial tools earlier than ever, but their confidence around managing money isn’t keeping pace.
At Block, safely expanding teens’ access to the financial system is core to our work, from helping people get paid and manage their money through Cash App, to providing flexible ways to pay with Afterpay, to enabling small businesses to grow with Square. Through our partnership with Everfi, Block is bringing that focus into classrooms, reaching 4,495 students across 83 high schools in Washington, DC, Atlanta, and St. Louis this school year with no-cost, standards-aligned digital curriculum. The program meets students at a pivotal moment, as many are earning their first paychecks and making decisions about how to spend, save, and manage their money, including building a foundational understanding of newer areas like digital assets. By gaining hands-on experience with real money in safe, guided environments, teens develop positive financial habits early.
This work is grounded in a clear need. According to Everfi’s 2026 State of Teen Financial Literacy survey, nearly half of high school students already have checking or savings accounts, and one in five has a credit card. More than half say they feel only somewhat prepared or less to handle basics like budgeting, tracking balances, or building credit. Interest in investing is high, with 84% saying they’re likely to invest in the future, but 70% find it intimidating. Block and Everfi are also helping students make sense of how the financial system is evolving, with a focus on practical understanding and risks as well as opportunities. Earlier this year, Block team members joined students at Jackson-Reed High School in Washington, DC for a hands-on session exploring bitcoin-related financial topics in a real-world context.
Block is committed to providing transparent, relevant education around money to the next generation through partnerships like Everfi.
For more information about Everfi’s State of Teen Financial Literacy survey, please visit their website here.
Read more about Block’s work to support safe financial access for teens here.